LOVEJILI GCash — Limits, Fees & Settlement
GCash is a Philippine payment rail — regulation: It holds a licence as an Electronic Money Issuer from Bangko Sentral ng Pilipinas..
Key facts and contents
- Operator
- G-Xchange, Inc. operates under Mynt, which itself resulted from Globe Fintech Innovations and Ayala Corporation forming a joint venture.
- Regulator
- Bangko Sentral ng Pilipinas
- Wallet limit
- At the Fully Verified tier, the limit is PHP 100,000, measured at any given moment. From bottom to top, the ladder goes PHP 10,000 for Basic, PHP 50,000 for GCash Jr, PHP 100,000 for Fully Verified, PHP 500,000 for GCash Plus and PHP 1,000,000 for GCash Platinum.
- Per-transaction cap
- Not published
- Settlement
- wallet-to-wallet and InstaPay transfers settle in real time, PESONet settles same banking day, and both are properties of the underlying rail rather than GCash itself
- Figures as of
- 2026-09
As a Philippine payment rail, GCash is described here on its own terms — limits, settlement behaviour and published fees — not through any casino’s cashier.
GCash at a glance
| Field | Value |
|---|---|
| Operated by | G-Xchange, Inc. operates under Mynt, which itself resulted from Globe Fintech Innovations and Ayala Corporation forming a joint venture. |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | At the Fully Verified tier, the limit is PHP 100,000, measured at any given moment. From bottom to top, the ladder goes PHP 10,000 for Basic, PHP 50,000 for GCash Jr, PHP 100,000 for Fully Verified, PHP 500,000 for GCash Plus and PHP 1,000,000 for GCash Platinum. |
| Per-transaction cap | Not published |
| Settlement | wallet-to-wallet and InstaPay transfers settle in real time, PESONet settles same banking day, and both are properties of the underlying rail rather than GCash itself |
| Published fees | Up to PHP 8,000 monthly, combined across all OTC channels, over-the-counter cash-in costs nothing; beyond that, a 2 per cent fee applies, and the limit resets on the first of the month. Cashing in from a linked bank through InstaPay comes with a bank-charged fee: PHP 15 from BPI, PHP 10 from UnionBank. Cashing in via PayPal costs 1 per cent under PHP 20,000 or a flat PHP 200 at that level or above, though GCash says this shifts to a flat 1 per cent starting 7 March 2026. There’s no charge for Payoneer cash-in or remittance claims. A suggested 1 per cent fee, determined by the outlet, applies at Pera Outlet agents for a minimum PHP 100 cash-in. |
Recorded 2026-09, these figures are point-in-time. Limits and fees get revised by payment providers without notice, making the provider’s own page the only current source.
Verification tiers
- Basic — Buying load, paying bills, cashing in and scanning to pay. A wallet ceiling of PHP 10,000, monthly limits of PHP 5,000 for incoming funds and PHP 5,000 for outgoing funds, and no daily cap stated
- GCash Jr. — This applies to users aged 7 to 17, using the Basic feature set. A PHP 50,000 wallet ceiling, PHP 10,000 monthly inflow, and PHP 10,000 outflow each day and month
- Fully Verified — Borrow, GSave, GInvest, GInsure, and GLife become available here too, joining pay online, send money, the GCash card, and bank transfer. The wallet ceiling sits at PHP 100,000, matched by a PHP 100,000 monthly inflow limit and a PHP 100,000 daily outflow limit that carries no monthly cap.
- GCash Plus — Users who are Fully Verified and have linked a bank or investment account qualify for this. A PHP 500,000 wallet ceiling, a PHP 500,000 monthly inflow limit, and a PHP 100,000 daily outflow limit
- GCash Platinum — Eligible Globe Platinum subscribers only. Outflows cap at PHP 500,000 daily plus PHP 1,000,000 each month, inflows allow PHP 1,000,000 monthly, and the wallet ceiling itself sits at PHP 1,000,000
The published ceiling of At the Fully Verified tier, the limit is PHP 100,000, measured at any given moment. From bottom to top, the ladder goes PHP 10,000 for Basic, PHP 50,000 for GCash Jr, PHP 100,000 for Fully Verified, PHP 500,000 for GCash Plus and PHP 1,000,000 for GCash Platinum. applies to the tier stated above, not to every account.
How fast money actually moves
GCash settles wallet-to-wallet and InstaPay transfers settle in real time, PESONet settles same banking day, and both are properties of the underlying rail rather than GCash itself. That’s about the rail, not the casino — an operator may hold a withdrawal for its own review before GCash ever sees it, and that review is typically what causes the wait.
A per-transaction cap is not published. None is published for this rail.
What GCash says about gambling transactions
No blanket ban on gambling merchants exists in GCash’s own terms and conditions; the closest applicable clause instead bars pyramid and Ponzi schemes. Whatever restrictions exist trace back to the regulator. Dated 14 August 2025, BSP Memorandum M-2025-029 gave every BSP-supervised institution 48 hours to strip out in-app links and redirects pointing to gambling and gaming sites; GCash responded by pulling its GLife Games top-up and withdrawal feature effective 16 August 2025.
Separately, GCash says it has zero tolerance for illegal gambling operators, and states it has blocked around 3,200 merchants who misused its QR system to send users toward illegal gambling and scam sites. In-app gaming top-ups and merchants linked to illegal gambling are all held back by that. Nothing here claims GCash can fund a licensed casino’s cashier, and nothing here claims it can’t either.
Paying with GCash at LOVEJILI
- Sign in at LOVEJILI and open the cashier.
- Choose GCash among the payment methods the cashier lists for your account.
- Make sure the name on your LOVEJILI account matches the name on your GCash account.
- On the cashier screen, review the minimum, maximum and any fee, then confirm the amount.
Before a first deposit with a new method, read the cashier screen, which shows your account’s live limits.
FAQ
Does GCash charge fees?
Published fees: Up to PHP 8,000 monthly, combined across all OTC channels, over-the-counter cash-in costs nothing; beyond that, a 2 per cent fee applies, and the limit resets on the first of the month. Cashing in from a linked bank through InstaPay comes with a bank-charged fee: PHP 15 from BPI, PHP 10 from UnionBank. Cashing in via PayPal costs 1 per cent under PHP 20,000 or a flat PHP 200 at that level or above, though GCash says this shifts to a flat 1 per cent starting 7 March 2026. There's no charge for Payoneer cash-in or remittance claims. A suggested 1 per cent fee, determined by the outlet, applies at Pera Outlet agents for a minimum PHP 100 cash-in.. Providers revise these without notice.
How do I pay with GCash at LOVEJILI?
Log in, head to the cashier, and choose GCash from the methods listed for your account. Check that both accounts share the same name, then review the limits the cashier shows before you confirm.
How long does GCash take?
The rail settles wallet-to-wallet and InstaPay transfers settle in real time, PESONet settles same banking day, and both are properties of the underlying rail rather than GCash itself. Separate from that, an operator's own review before releasing a withdrawal usually takes more time.
What is the GCash wallet limit?
At the Fully Verified tier, the limit is PHP 100,000, measured at any given moment. From bottom to top, the ladder goes PHP 10,000 for Basic, PHP 50,000 for GCash Jr, PHP 100,000 for Fully Verified, PHP 500,000 for GCash Plus and PHP 1,000,000 for GCash Platinum., at the tier the provider states. Lower tiers carry lower ceilings.